Personal Loan Rates
Signature & Line-of-Credit, Share & Certificate Secured, Equipment & Other
|
Loan rates effective January 13, 2012 and subject to change.
|
| Loan Type |
Term |
Annual Percentage Rate |
Tools |
| Signature & Line-of-Credit (LOC) |
|
Rates shown with 1/4% Checking Discount
|
| |
Up to 48 months
|
As low as 8.40%
|

|
| |
49 - 60 months
|
As low as 9.40%
|

|
|
|
LOC
|
As low as 9.00%
|

|
| Share & Certificate Secured |
|
Share Secured
|
Up to 60 months
|
2.74%
|

|
|
Certificate Secured
|
Up to Maturity of CD
|
2.00% above the CD Rate
|

|
|
Equipment & Other
|
|
|
Up to 48 months
|
As low as 8.90%
|

|
|
|
60 months
|
As low as 9.50%
|

|
|
|
APR = Annual Percentage Rate
Rates on all personal loans are determined by the overall credit worthiness of each applicant and includes 1/4% rate discount with well established checking account. Example: $1,000 loan, 8.40% APR for 24 months = $45.41 monthly payment.
|
|